The Aspira project special offer: 6 years of saying no to financial pressure

"Open" payment policy from a breakthrough financial structure

Sai Gon High Rise - The Aspira project developer announced that the apartment complex will be topped off on April 10, 2026, up to 30 days ahead of schedule and expected to be handed over in the second quarter of 2027. At the same time, DKRA Vega, a member of DKRA Realty - General Agency for Marketing and Project Distribution, has launched a series of breakthrough payment policies, increasing the advantage of owning apartments in the TOD urban core for customers.

Normally, preferential policies for buying real estate in the market often revolve around three milestones: the start-up phase with high incentives due to many risks; The topping-out and completion phase is in the "safe zone" so the payment schedule is thicker and incentives are narrowed; and by the time of handover, most offers will end. 

The Aspira has built 30/30 floors, expected to top out in April 2026, ahead of schedule by up to 30 days. But The Aspira project "breaks the rules" when designing a sales policy at the topping out stage that is superior to the start-up stage: only need to pay 20% until receiving the pink book, interest support for 24 months, principal grace period of up to 6 years. This policy creates a preferential period long enough to complete the cycle from roofing - completion - handover to stable operation for residents' lives. Allowing a 20% payment to receive a pink book is a move that almost "breaks barriers" in the market, showing that investors are very confident in the legality and progress of the project.

According to this plan, customers only need about 300-400 million in equity capital - an amount within the reach of young families. Until the handover in the second quarter of 2027, customers will still receive interest support and principal grace throughout the first year of moving in, creating financial space to prepare for the next payment periods. With a 6-year original grace period to help reduce financial pressure, the monthly payment cost is only equivalent - even lower than the common rental rate of 8-15 million/month. 

For investors, the cash flow problem at The Aspira almost "operates on its own": rental income can offset monthly interest expenses. According to investors' calculations, with a forecast economic growth rate of about 10%/year, the project's original 6-year grace period can bring potential profits of up to 60% of the total asset value. That is, this increase is not calculated on the initial capital of 20%, but is calculated on the entire value of the apartment. 

The 24-month interest support also helps investors reduce the risk of interest rate fluctuations - a factor that is making the market cautious, thereby stabilizing the entire financial structure in the early stages. From a small initial capital, you can own a large asset and enjoy the full growth margin of that entire asset. This is a core element in real estate investment strategies using financial leverage.

Currently, most projects only lend 50-70% for 15-20 years, but The Aspira opens the loan limit to 80% with 7 reputable banks accompanying. In addition, The Aspira offers 8 flexible payment options, notably buying a house with a salary of only 6.8 million/month with no loan payment method - lower than rent. Thanks to that, buyers both reduce cash flow pressure and retain capital for profitable investments.